Limo Insurance

Customized Commercial Auto Insurance for limos, black cars, limo companies, limo rentals, limo drivers, and more.

What Does PPCI Provide?

  • Protection if an incident, claim, or lawsuit occurs
  • Partnership approach by collaborating and working together
  • Flexible underwriting and customized coverage
  • Online certificates of insurance
  • Ability to add or delete vehicles and drivers online
  • Risk management expertise to help avoid costly claims
  • 24/7 claims hotline
  • In-house attorneys who deliver extraordinary claims results


  • Commercial Auto Liability
  • Commercial Auto Physical Damage
  • Contingent Auto
  • Hired Auto Coverage
  • Scheduled Vehicles
  • Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Excess Coverage Available
  • See State Availability
limo insurance

3 Facts You Need To Know

  1. There are currently more than 130,000 limousines in service across the country with limo drivers averaging about 105 trips per week
  2. Drivers on their phone are 23x more likely to suffer from a vehicle accident yet virtually all of today’s limo drivers use mobile phones or other GPS systems to navigate
  3. Drivers who are on the road for more than 8 hours in a day have significantly slower reflexes and response times. In the United States, more than 2 million accidents were associated with driver fatigue.
limousine insurance

One Last Thing…

Whether people realize it or not, getting into a car is one of the most dangerous things people do every day. Reasons such as a wide turn radius, large blind spot, or less mobility, can be why limos are involved in accidents. Aside from driving accidents, limo drivers also need to worry about potential altercations with their clients — who in most cases are complete strangers.

We can cover limo services involving business travel, airport services, weddings, proms, parties, and more. No matter the limo you drive or operate, whether it may be sedans such as Town Cars or Cadillacs, stretch limousines, hummers, or SUVs, we will work with you to come to a solution.

No risks are bound until expressly accepted by PPCI, upon receipt of all requested information, and the return of the applicable premium. In most cases, premium financing options are included with the quote.

There are no minimum premium requirements.