About Us

Who is PPCI?

Prime Property & Casualty Insurance Inc. (PPCI) is an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers.

We are the difference between staying in business and closing your doors. PPCI provides flexible, customizable policies for your specialty risks, even when you have been turned down in the past. Whether you have a bad claims history, poor SAFER scores, hazardous cargo, substandard DOT scores, moving violations, etc., we can provide coverage options.

PPCI provides coverage for commercial vehicles such as trucks, buses, limos, taxis, towing, waste hauling, paratransit, and more.

We write in FL, IL, KS, KY, MA, NC, NJ, NM, NV, and SC.

Producer Friendly

PPCI’s partnership approach, based on customized underwriting, extraordinary claims handling and risk management, produces outstanding results for producers and insureds.

PPCI emphasizes that building trusted relationships is the foundation for growth and success. A close-working collaboration with our partners yields tremendous benefits in advancing the mutual interests of parties involved. For producers, PPCI provides a stable and expansive market to place distressed and specialty commercial auto risks that expand prospects for a broader book of business and increased growth.

As a result, individuals and businesses with imperfect histories are given the insurance coverage and support they need. When you find the right partners, a new spectrum of opportunity emerges for generating increased business and satisfied clients.

A Stable Market

Prime Property and Casualty Insurance Inc. (PPCI) has earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit www.demotech.com for more information and to verify the most current FSR.

Prime Insurance Company is rated A (Excellent) by AM Best.*  This rating is based on the consolidation of Prime Insurance Company and its wholly-owned subsidiary, PPCI, collectively known as Prime Insurance Group.

*For the latest ratings, visit www.ambest.com